Are Your Vices Foiling Your Finances?

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Tuesday, November 3, 2009		National Rates 30 yr fixed mtg 5.19% $30K HELOC FICO 5.25% 48 month new car loan 7.12% 1 yr CD 1.63% Rate Alerts - advertisement -   Get access to exclusive personal finance news and conversations with other Bankrate readers.
Hello, Anton Forward to a friend! Have you ever stopped to do the math on your favorite vices? Yikes. Check out how much you could save. Are your vices foiling your finances? -- We do the math on three personal indulgences. See how much is saved by giving one up. Plus: Does penny-pinching pay off?  Add Alert Best time to shop fall bargains -- Instead of trawling stores all the time, shop at the right time to get the best deals. Plus: 10 ways to save $500 or more  Add Alert 4 steps to a more frugal life -- Being frugal is about valuing your life energy. Is it time for a change? Forward Readers' corner Q: Have a healthy savings account, now what? If you're a young, employed consumer with savings and need financial direction, apply for a free Money Makeover -- you could win! Tell us about your progress so far. Apply for a Money Makeover today! UNCLAIMED MONEY Does the state have your money? -- Millions of dollars sit unclaimed in state treasuries across the nation.  Add Alert Have a frugal money tip? -- Share a frugal strategy for a chance to win $100 in Bankrate's monthly Frugal $ense contest. Check it out: Read Frugal $ense tips and vote for your favorite. We want to hear from you! - advertisement - Editors' favorites THIS WEEK'S HOT TOPICS Bankrate blogs Mortgage: A payment perspective Fed Outlook: Let the parsing begin Plastic Rap: Card offers worsen Eye on IRS: California ups withholding Your Wealth: Lifting veil on wealth News for consumers   Your bankruptcy is an open book   Low ARM rate may turn ugly later   Penalty on required minimum distributions?   Could you be saving too much? Personal finance tools and more TOOLS YOU CAN USE Rate trends today ›State of interest rates ›Average rates in your neighborhood Fame & Fortune ›'Office Space' actor Gary Cole ›Reality TV's Donald Trump Fall savings ›21 ways to winterize your life ›5 cheap ways to go solar ›Homemade HD antenna saves My Bankrate ›Manage my newsletters ›Try Car & Money News!
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